Private Hospital Insurance

If you want a full and speedy recovery, you need the best medical care and the necessary rest in order to fully concentrate on your recovery. Hospital insurance for the private department offers exactly this.  A single room provides the patient with the necessary peace and privacy for the ideal healing conditions. In addition, they receive medical care that extends beyond the minimum standard coverage that is provided with the compulsory basic insurance. The scope of services frequently includes services that support the policyholder during their stay in the hospital. In some cases the insurer may also assist with the cost of any necessary home help or the costs of providing care for a child.

Benefits of a private hospital insurance:

• Hospital insurance for private accommodation ensures maximum comfort and the best medical services in hospitals or private clinics. Included in the medical services are the free choice of doctor and an expert second opinion.
• Often, the hospital insurance for private accommodation offers additional services outside the hospital, such as assistance with the cost of home help or childcare.
• Assistance with the cost of therapeutic bathing and relaxation treatments may also be included.

These benefits help accelerate the healing process. If hospitalization is necessary, the hospital insurance for accommodation in a private ward is the best option for care and support, offering the height of service. Typically, this type of hospital insurance offers great value for the money spent, therefore it is a great option to purchase this insurance.

Semi-Private Hospital Insurance 

Hospital insurance for stay in semi-private ward is often a perfect compromise of value and comfort. It provides the insured with more medical services and more convenience in the hospital than the compulsory basic insurance, yet it costs less than hospital insurance for a private ward. In addition to the direct services at the hospital, additional services such as childcare and domestic help during the hospital stay are often included. The combination of these services ensures that the hospital stay does not result in an excessive burden for the patient, and that it is as comfortable as possible.  The patient is able to focus on the healing process in peace.

Advantages of semi-private hospital insurance:

• Free choice of hospital and more convenience in the hospital, for example, accommodation in twin-bedded rooms.
• Increased medical services, for example, free choice of doctor (services may vary depending on the health insurers).
• Often, this hospital insurance for the semi- private value-added services also includes services that help eliminate problems and stresses outside of the hospital stay.

The hospital insurance for semi-private ward offers considerably more services than the compulsory basic insurance and generally has lower premiums than the hospital insurance for the private ward. The hospital insurance for a stay in the semi-private ward may additionally include services such as recreation and spa treatments, a more rapid access and authorization to specialists, as well as the possibility to seek a second opinion.