When can I cancel my health insurance?
In terms of cancellation periods we need to distinct between the basic health insurance and the supplementary health insurance:
- If you have a basic health insurance with a standard franchise (adults CHF 300.- / children CHF 0.- per calendar year) and the standard health insurance model, you can cancel your health insurance on June 30. That means your present insurer must receive your notice by March 31 the latest.
- In all other cases of the basic health insurance, the cancellation is possible by December 31. Your present insurer must receive your cancellation notice by November 30 the latest.
- Different cancellation terms are valid for the private supplementary health insurance. Certain supplementary insurance policies have a several years’ least term and a cancellation period of three to six months. The terms of notice can be found in the general terms and conditions of the supplementary health insurance.