Is the health insurance compulsory?
Yes, the basic health insurance is mandatory if you are a Swiss resident (regardless of your nationality).
Concerning the private supplementary health insurance every insured person is at liberty to do as he/she pleases.
The following details are important in terms of the mandatory basic health insurance:
- All members of the family must be insured, adults and children (there is no family plan policy).
- If you have a residence permit of three months or longer.
- If you work for less than three months in Switzerland and do not have a comparable health insurance from your country of residence.
- If you, as a Swiss or EU/EFTA citizen, work in Switzerland and live in an EU member state, in Iceland or Norway. This is also valid for your non-employed family members.
- If you, as a Swiss or EU/EFTA citizen, solely receive a pension from Switzerland and live in an EU member state, in Iceland or Norway.
- If you receive an unemployment compensation from Switzerland and you proceed to search for work in an EU/ EFTA member state for up to three months.
- If you temporarily work for a Swiss employer abroad, you are still covered by the Swiss health insurance.