Does basic insurance cover all medical expenses?

No. You are charged 10% of the costs. This can rise to 20% at the pharmacy if you choose a branded drug when a cheaper generic alternative is available.

 

An exception is made for expectant mothers who are not required to pay this 10% from the 13th week of pregnancy until eight weeks after birth. In addition, there is no 10% contribution requirement for normal pregnancy specific costs covered by basic insurance at any time.