Which areas are covered by the private legal protection insurance?
The insurance companies make a distinction between comprehensive legal protection (consultation and process guidance) and limited legal protection (only legal advice)
The comprehensive legal protection usually contains the following areas
- Compensation right
- Patient’s right
- Insurance right
- Labor legislation
- Rent right
- Subject right
- Criminal law
The limited legal protection usually contains the following areas
- Personal right
- Family right
- Law of succession
Not included are
- Entrepreneurs and self-employed individuals (which is covered by the company legal protection insurance)
• Holder, driver or tenant of motor vehicles (which is covered by the traffic legal protection insurance)
• Defense of unjustified compensation claims from external-contractual liability (which is covered by the liability insurance)
Details can be found in the general insurance terms of the respective insurance company.